including about visitors to our site www.multimillion.com.au (the “site”) owned by Multimillion Group Pty Ltd ACN 650 994 291 (referred to as “we”, “us”, “our”), in particular information that is capable of identifying an individual (“personal information”).

This Privacy Policy governs the manner in which your personal information will be dealt

with. We reserve the right, to modify or remove portions of this Privacy Policy at any

time and will post any changes to this Privacy Policy here.

This Privacy Policy should be reviewed periodically so that you are updated on any

changes. This policy is to be read in conjunction with the Terms of Use. By providing us

with personal information and using the site, you agree to the terms of this Privacy

Policy as updated.

Personal information is collected only when knowingly and voluntarily submitted by

you, either to us or as publicly displayed by you online. For example, we may need to

collect such information to provide you with our services or to answer any requests or

enquiries. It is our intention that this Privacy Policy will protect your personal

information from being dealt with in any way that is inconsistent with applicable

privacy laws in Australia.

How We Collect Personal Information

In the course of providing our services, we collect personal information in a variety of

ways. For example, information is collected when you:

1. Enquire about or request our service/s or product/s;

2. Ask to be placed on one of our mailing lists;

3. Apply for a job with us;

4. Visit our site; or

5. Become a subscriber to our site or client of Multimillion Group.

Importantly, in some circumstances if you do not provide the information that we request, you may not be able to engage with us and we may not be able to provide services to you.

We may from time to time receive and store certain automatic non-identifiable information relating to your use of, and behaviour on the site. This information is commonly referred to as "clickstream" information. For example, we may record information such as the areas of the site accessed by you, the time, date and URL of the pages requested by you, your browser software, your IP address, and/or the previous web site that you have linked to the site from. The recording of such information enables us to identify the areas of our sites that are most popular and to tailor the site accordingly.

We may also collect personal information from third party service providers.

How Personal Information is used

We will use your personal information for the reason we collected it and for any other

reasonable business purposes in that we may database, store and process information

to provide you with the products and services you have requested.

We will generally use personal information to:

1. provide you with the products and services you have requested;

2. personalise and customise the advertising, products and services included on the site;

3. manage our business and enhance our products and services;

4. future promotional and marketing purposes including direct marketing purposes;

5. to inform you of valuable related services, special offers, promotions and competitions;

6. contact you on behalf of our corporate partners including to discuss and provide you with valuable related products and services;

7. comply with applicable legal and regulatory requirements; and

8. any other customer support purposes

We may share your personal information with third party suppliers who provide IT,

administrative and business support functions and assist in the above purposes. We do

not provide your information to mailing list companies and will not otherwise disclose

your personal information without your consent. We will send information to you on

behalf of our corporate partners. We are not however liable for any personal information

that you provide directly to our corporate partners. This personal information will be

dealt with in accordance with the individual privacy policy of those corporate partners.

You should check the individual privacy policy of our corporate partners before you

engage with or supply personal information to our corporate partners or their websites.

We will not allow access from or transfer your personal information to recipients outside

of Australia.

From time to time, we may provide aggregated statistical information about access

patterns, navigational techniques, product sales, etc. to reputable third parties.

However, in all instances such information will simply comprise aggregated data

collected users, and will not include any direct personal information that identifies any

site visitor.

We may sometimes use the personal information we collect for a secondary purpose,

that is, for use in a way different from the original reason for collection. We will only do

this in the following circumstances:

1. Where you have consented

2. Where the secondary purpose is directly related to the primary purpose, and you would reasonably expect us to use or disclose the information in such a way or

3. Where we are permitted or required by law, or it is in the interests of public safety to do so.

By providing your personal information you consent to us and our corporate partners

using your personal information to provide you valuable related services. Based on your

preference, this includes contacting you by telephone, mail or e-mail to discuss

products and services. You also consent to us and our corporate partners offering you

products and/or services which you may agree to purchase, and this extends to goods

or services from us or any third party.

Personal information may be disclosed:

1. Where you have consented;

2. Where disclosure is necessary to achieve the purpose for which it was submitted;

3. In special situations where we have reason to believe that doing so is necessary to identify, contact or bring legal action against anyone damaging, injuring, or interfering (intentionally or unintentionally) with our site’s rights or property, users of this site, or anyone else who could be harmed by such activities; or

4. If we are required or authorised by law to disclose the information.

The site also makes use of a feature of Internet web browsers called "cookies"; small pieces of information stored by your browser on your computer’s hard drive. The use of cookies allows your browser to remember some specific information relating to you and your use of the site and helps us to make your use of the site easier by storing information about your preferences. Whenever you visit our site, we will check with your browser for the presence of our cookies, which contain information such as whether you have visited the site before and your preferences for our site.

Correcting information

You can also request that information about you be accessed, corrected or deleted by

contacting us by email at [email protected]. This is part of our commitment to take all reasonable steps to ensure that the information we hold about you is accurate, complete and up-to-date.

We strive to ensure the security, integrity and privacy of personal information submitted

to our site. Unfortunately, no data transmission over the Internet can be guaranteed to

be totally secure. However, we will endeavour to take all reasonable steps to protect the

personal information you may transmit to us and to ensure its security on our systems.

In addition, our employees and the contractors who provide services related to our

information systems are obliged to respect the confidentiality of any personal

information held by us. However, we will not be held responsible for events arising from

unauthorised access to your personal information. While we take all appropriate

measures to safeguard against the unauthorised disclosure of personal information, no

responsibility can be accepted for the conduct of third parties outside of our control. We

have appropriate security measures in place in our physical facilities to protect against

the loss, misuse, disclosure or alteration of your personal information.

We provide links to Web sites outside of our site, as well as to third party Web sites.

These linked sites are not under our control and may not protect your personal

information in a manner consistent with this Privacy Policy. The provision of a link does

not imply any endorsement, nor can we accept responsibility for the conduct of

companies linked to our site. Before disclosing your personal information on any other

website, we advise you to examine the terms and conditions of using that site and its

privacy statement.

For more information about privacy issues in Australia and protecting your privacy, visit

the Office of the Australian Federal Privacy Commissioner’s website. If you have any

queries about this Privacy Policy, wish to no longer receive information or

communications from us, or have a problem or complaint, then you should contact us

at [email protected] We take such matters very seriously and shall

respond to any such concerns with you directly in a prompt fashion.

These are the terms and conditions ("Terms and Conditions") for Multimillion Group Pty Ltd ACN 650 994 291. These Terms and Conditions outline the terms of use of the sites owned and operated by us including multimillion.com.au ("Website/s"), and any reports and other communications, facilities or materials available via those Website/s and our services (with these sites and services collectively known as the "Service").

By accessing or using the Service, you agree to accept and comply with these Terms and Conditions. Our Privacy Policy and any other disclaimers, terms or policies made available via the Service form part of these Terms and Conditions.

We reserve the right to amend these Terms and Conditions by placing a revised version of the Terms and Conditions on its Website/s. Please check this document regularly.

The Service is intended for Australian residents aged 18 years and over only. Residents from other countries should not use the service.

All information as contained within or made available through the service including any report is general information to be used as a guide only. It is not to be treated as financial, taxation, investment or accounting advice. You acknowledge that the information may not be applicable to your personal circumstances and rely on the information at your own risk.

We recommend that you seek professional advice where necessary before acting on any information via the service.

Any property valuation estimates that may be given are general estimates only and are subject to any conditions or limitations as may be notified to you. Some valuation estimates may for instance be conducted electronically and generated by a computer driven mathematical model in reliance on available data, or may be based on general market data, without physical inspection of the property and may not take into account the individual features of a property, or market conditions (including planning, building or economic). Any valuation is current only at the date of supply or publication and must not be relied on as an accurate representation of market value.

We are not a credit provider. If you decide to apply for a credit product, you will not deal with us. We do not act as your agent in performing or providing access to the Service. The Service may involve providing you with contact details and information relating to, or otherwise facilitating connections with, real estate agents, mortgage brokers, financial institutions, other credit providers, other providers of financial services and/or their representatives, officers or employees ("Service Providers"). The Service Providers are not authorised by or representatives of us. In some cases the Service Providers may be related entities (as defined in the Corporations Act) of us. You will deal with the Service Providers directly (including in relation to obtaining any advice or service). You should confirm rates and product or service information of any Service Providers independently. To the full extent permitted by law, we do not make any representation or warranty in connection with any Service Provider or the accuracy of information or content they may provide, and we are not liable for any advice, service, activity, conduct, representation, act or omission of or provided by any Service Provider. We cannot give any assurance that we have preferred Service Providers in the area of your choice as all regions may not be currently serviced by the Service Providers.

The Service Providers are professionals with expertise and experience in their respective industry however no guarantee or promise is given that the person will be currently licensed or registered as an agent, broker or loan or real estate professional. We advise that we or our related entities may receive a fee for providing your information to Service Providers. Any personal information will not be provided to those Service Providers without your consent. Please refer to our Privacy Policy for further information on how we treat your personal information including how we may connect you with such other parties.

The Service is provided on an "as is" basis and use of the Service is at your own risk. While we have used reasonable endeavours to ensure that the information contained on and accessed through the Service is correct and current at the time of publication, we do not accept responsibility for any error, omission or defect in the information.

To the maximum extent permissible by law, subject to any non-excludable liability, or conditions or warranties implied by legislation, we, our related entities and respective directors, employees, agents and contractors, expressly disclaim all representations and warranties, express or implied, and exclude all liability, howsoever arising (including from negligence) for any loss or damage whether direct, indirect, incidental, special and/or consequential or any loss of profits which may arise, in connection with: (a) the Service; (b) the operation or use of the Service; (c) access to the Service or results of such access; (d) the accuracy, completeness, currency, reliability or otherwise of the information, reports, estimates, valuations, content or materials available via the Service or your reliance on same; (e) goods or services supplied by any Service Provider; (f) any technical malfunction, error, defect, virus, delay, interruption, fraud or interference in respect of the Service; (g) a failure by us to comply with these Terms and Conditions; or (h) any breach of any relevant

legislation by us or any Service Provider. Consumer protection laws such as the Australian Consumer Law imply certain guarantees into some contracts for the supply of goods or services and prohibits the exclusion, restriction and modification of such terms. Nothing in these Terms and Conditions excludes, modifies or limits such statutory guarantees. Any liability that cannot be excluded by law, including for breach of any such applicable guarantees, to the extent we are able to do so, is limited at our option to:

1 in the case of services supplied by us - the re-supply of the services or payment

of the cost of doing this; or

2 in the case of goods supplied by us - repair or replacement of the goods, supply of equivalent goods, or payment of the cost of doing this.

You agree to indemnify and keep indemnified us, our related entities and respective officers, employees, agents and contractors ("those indemnified") in respect of any claim, liability, loss, damage, cost (including legal cost) or expense which those indemnified may suffer or incur as a direct or indirect result of your wilful or negligent act or omission with respect to the your use of the Service (or any part of it) or the violation of these Terms and Conditions by you.

The Service and all related content and material is subject to copyright under Australian law and, under international treaties, and the laws of other countries. The Service may contain trademarks, intellectual property and copyright protected works which is owned by us, and third parties. You may view, access or interact with the Service for your own personal use in the same form as presented via the Service, or as otherwise indicated via the Service or

these Terms and Conditions only. You must not otherwise copy, communicate, modify, transfer, distribute, sell, publish, post or store any of the contents of the Service, or incorporate any part of the Service into another web site without our prior express consent.

You must not use the Service in any manner which is unlawful or which violates any right of us or other users.

You may not use the Service or any Service Provider reports, proposals or materials for commercial purposes.

We reserve the right in our sole discretion to revise the content of, amend links from, or withdraw access to the Service, at any time without notice. Without limiting the operation of any other Terms and Conditions herein, we will not be held liable for loss or damage arising from the exercising of these rights. Any indemnities given by you and limitations on our liability will survive such termination.

Our websites may provide links or references to other sites. We are not responsible for these sites and shall not be liable for any loss arising out of their use.

In the event that any provision of the Terms and Conditions is held to be invalid, illegal or unenforceable, that provision must to the extent of the invalidity, illegality or unenforceability be ignored and all the other provisions of the Terms and Conditions will remain in full force and effect.

The Terms and Conditions are governed by and to be construed in accordance with the laws of Victoria, Australia. You irrevocably and unconditionally agree to submit to the exclusive jurisdiction of the courts of Victoria, Australia to determine any dispute arising out of the Service or the Terms and Conditions.